John S. Kerr, CLU, CHFC

John is the Managing Principal of Bay Financial Associates,LLC and President of Bay Financial Advisors, Inc. a Registered Investment Advisor. When clients need advice about their financial situation, John draws on more than 30 years of...

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John J. McCarthy, III, CLU, CFP®

Director of Wealth Management Services

Trusted Advice - Exceptional Service Jack oversees Bay Financial Associates, LLC's focus on serving high net worth individuals and their families by designing and implementing wealth management plans that help accumulate, protect and...

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Joseph Donovan, JD, LL.M

Joseph Donovan has recently joined Bay Financial Associates, LLC. He has spent his career implementing wealth transfer, charitable and business succession planning solutions for high net worth and ultra-high net worth families. Joe is...

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